Insurance Information

by Raul Tejeras

Austin is known as one of the best places to live and work in America. As more and more people discover this and move to Austin there are more people driving on I35 and getting into wrecks and keeping you stuck in traffic.

How to get the best car insurance rates in Austin.

Slow down - speeding tickets may seem harmless until your rates go up. Insurance is based on risk and tickets are a risk to an insurance company. Do what you can to avoid getting a ticket on your record. It can hurt your insurance for 3 years. In your hurry to catch the UT game you'll end up paying for it for much longer if you speed and get caught.

Take defensive driving to keep the ticket off your driving record. Your record will stay clean and you'll also get a discount on your insurance. Send your agent the certificate. Just don't mention anything about the ticket. Also you can ask for Deferred Adjudication or probation.

Don't drink and drive - DUIs and DWIs are very expensive. Want to see your rate easily double, triple or more? Get caught drinking and driving and you'll see it in more ways than one.

Practice safe driving habits. Keep a safe distance. Traffic on 35 can halt to a standstill in a second so pay attention. Get off the phone and keep your eyes on the road. Maintain a safe distance or else you could easily end up rear ending the driver in front of you and you will miss the latest Austin City Limits Festival. And then you'll pay for it for at least 3 years as your premium jumps up.

If after practicing these three methods you still don't have Austin's best car insurance rates then it's time to shop around. Like most major cities there are many car insurance companies competing for your business in Austin. The more Austin grows, the more companies and the more competition. The more competition the better. And a good driver like yourself can shop around and get the best rates. If it's been a year or two and your insurance premium has not gone down then it's time to compare rates.

Your best bet is to compare multiple insurance quotes from many companies. Check out insurance.com - one of the biggest comparision sites to help you get the best auto insurance rates.

To sum up, obey the speed limit, don't drink and drive, practice safe driving habits and shop around for the best rates. Follow these simple steps and you'll have Austin's best car insurance rates.

About the Author:

Raul Tejeras runs Best Cost Car Insurance, a site helping smart consumers get the best insurance rates. Get your special reports on getting Austin's best car insurance rates online from a ex-insurance rep.

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